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Private Capital Loans

Exclusively offered by River Mortgage, Private Capital loans empower borrowers to become cash buyers for their next home purchase. These innovative lending solutions enable homebuyers to eliminate contingencies and strengthen their purchase offers.

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Key Features:

- Cash Buyer Advantage 
- Competitive Terms
- Streamlined Process with quick and easy close


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Federal Housing Administration (FHA) loans are government-backed mortgages designed to make homeownership more accessible. With lower down payment requirements and flexible credit standards, FHA loans are a popular choice for first-time homebuyers and those with less-than-perfect credit. These loans typically come with both upfront and annual mortgage insurance premiums, ensuring lenders are protected against potential losses.

Key Features:

- Low Down Payment: 3.5% minimum
- Flexible Credit Requirements
- Competitive Interest Rates
- Mortgage Insurance: Both upfront and annual premiums required
- Assumable Loans: Can be taken over by future buyers
- Loan Limits: Vary by county and property size
- Property Types: Single-family, multifamily, manufactured homes, and condos. 

about us

loan types

apply now

contact us

River Mortgage, LLC  |  NMLS #2674844 

616-600-2335

 545 Ada Dr, Ada, MI 49301

admin@riverhomemortgage.com