A conventional 30-year fixed-rate mortgage provides the security of a steady interest rate and unchanging monthly payments over the entire loan term. Homeowners planning to reside in their property for seven years or longer can benefit from this reliable option. However, if your plans involve moving within seven years, a stable-rate loan could potentially save you money. Our knowledgeable advisors at River Mortgage are eager to assist you in evaluating the most suitable alternatives for your specific situation.